Financing

We recommend that you start the home buying process with prequalifying for a home loan.

Prequalification Process

Prequalifying will help you, your realtor, and your builder (if applicable) determine which home meets your individual needs and budget. There are many mortgage options and programs available. Getting prequalified tells you exactly how much home you can afford. It also aids in making the application process quick and easy!

Your lender will need the following information to prequalify you for a home mortgage:
  • Name
  • Social Security Number
  • Address
  • Phone Number
  • Monthly Income
  • Debt

Recommended Lenders

Georgia Bank & Trust
3515 Wheeler Rd
Bldg A, Ste A
Augusta, GA 30909
706-739-0123
 
Queensborough National Bank & Trust Company
4226 Columbia Rd
Martinez, GA 30907
706-869-6975

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